Low Interest Credit Cards
The following credit cards offer a low fixed apr or a low introductory apr rate. Compare each card offers below and apply online instantly today!
American DreamCard - The first and only "POOLED REWARDSTM " Credit Card. Looking for a card with an award winning reward program? The American DreamCardTM MasterCard® is the card for you! Take advantage of a new concept in credit cards where everyday spending earns you entries to win thousands in cash every month. Apply today!
- Large monthly cash jackpots!
- Earn entries from everyday shopping!
- Get 1,000 entries just for applying!
†See terms and conditions for important rate, fee and other cost information, and limitations
| Credit Needed |
| Good Credit |
- Annual Fee - $0
- Purchase APR - 7.25% Fixed
- Cash Advance APR - 11.25% Fixed
- Balance Transfer APR - 7.25% Fixed
| Credit Needed |
| Excellent Credit |
- 0% Intro APR and No Annual Fee
- 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 20% cash back when you shop online at select merchants through Chase
| Credit Needed |
| Excellent Credit |
What's Your Credit Score? Get Your Free Credit Score with Enrollment in Triple AdvantageSM
- Introductory Rate of 0.00% for 12 months from date opened, on Purchases. (If there is an interest charge, the charge will be no less then $1.00). This rate will not change during the introductory period.
- Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Low Ongoing Variable Rate APR after introductory period of 7.50% (Prime + 4.25%). This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $1.00).
- Online access to credit card account information
| Credit Needed |
| Excellent Credit |
- A PIN-protected password store to protect all your sign-in data
- A secure browser that signs you in to your online accounts
- A validated network of over 8000 financial institutions - ensuring you always sign in to legitimate sites
| Credit Needed |
| Excellent Credit |
IdentityTruth understands that your identity is your life — and losing it puts your world at risk. The very best way to safeguard your privacy is to get the earliest possible notification of possible misuse. IdentityTruth is a new way to safeguard your privacy and your identity. We use advanced technologies that make it possible to identify fraud schemes before they harm you or your assets.
| Credit Needed |
| Excellent Credit |
- No credit check or security deposit needed for approval
- No Overdraft Fees, No Minimum balance, No Late fees
- 100% Approval*
- Get a short term loan and build your credit history with the iAdvance® Line of Credit** from MetaBank™
- Earn a $20 rebate when you set up Direct Deposit
- 0% Intro APR for up to 12 months.
- No Annual Fee.
- New Innovative Card Design.
- BlueprintSM – free and customizable features
- Help you avoid unnecessary interest
- Pay your balances down faster
| Credit Needed |
| Excellent Credit |
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Horizon Gold Credit Card